It's your Home. Don't leave it to chance.
Making An Offer
Time for nervous anticipation. You've found the home you want, you may need to act fast, yet you want to be as calm and objective as possible. The expertise a Vostner-Bell real estate associate can give you at negotiating time is priceless.
Contingencies
Beware of putting too many contingencies in your purchase agreement. They can weaken your offer. However, if you currently own a home, your offer may need to be contingent on it selling. Or, if you're uncertain about the structural integrity of the home, you may want to have a home inspection contingency (we strongly recommend getting a home inspection). Just be aware some contingencies could take you out of the running if a non-contingent offer is presented.
Negotiating The Buy
Be prepared for counter offers. Don't let the pressure get to you. Remain patient, and let us act as your liaison with the seller or the seller's agent. You may need to be flexible on price, closing date, appliances and repairs.
Earnest Money
Once your offer is accepted, be prepared to seal the deal with earnest money. Earnest money is usually a percentage of the home's purchase price that indicates you're serious about the purchase and indicates your good faith. It's generally applied to the purchase price when you complete the purchase, but may be forfeited to the seller if you fail to complete the purchase. Contact your Realtor to determine the amount of earnest money you should be prepared to pay based on your target home price.
Many first-time buyers are taken by surprise when it comes to earnest money, especially if they have to make a fast offer. Be sure to discuss with your Realtor the appropriate amount of earnest money you should be prepared to pay based on the price range of properties you're looking at. You should have this amount available in your checking account so you can write out an earnest money check on the day you sign your purchase agreement.
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